Round Rock Home Loans
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Round Rock Real Estate & Mortgage Financing
Dear Future Homeowner,
My name is Eddie Fooshang and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current Round Rock home loan. I am a Round Rock mortgage consultant, serving all of Round Rock, and the surrounding communities.
Round Rock Home Loans
If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking for Round Rock home loans, you will find that this site is a complete resource full of insider secrets that will allow you to choose the Round Rock mortgage program best suited to your financial needs.
Round Rock Mortgages
I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the Round Rock home loan you need for the home you want.
Round Rock Real Estate
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my office at (512) 549-4455. I am here to help you with all your Round Rock home loan needs.
Got a Quick Real Estate or Mortgage Question?
Click the "Ask A Question" button below to send us a message by email or feel free to call my office at (512) 549-4455.
Before you leave, make sure you review the Round Rock Home Loan Buying Resources, Insider Reports and Round Rock Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.
Round Rock Real Estate Reports:
Below, I have included an example of one of our FREE reports that can help you understand credit scores:
To have the best chance of improving your credit score you will need to have a good understanding of how it is calculated as that will help you to decide on the actions you need to take.
A credit score is a numerical calculation based on a number of factors that helps Round Rock mortgage lenders decide whether you are a risk to lend money to for your Round Rock home loan.
The numbers generally range from 300 to 850 and allow lenders to see how well you are at paying off your debts.
The higher this number is the more likely you are to get credit for your mortgage loan and you will also usually get it at lower interest rates because of the fact that you will be regarded as a lower risk for repayment.
If your score falls below 600 you will probably have trouble getting credit for Round Rock real estate and if you do you will be expected to pay higher mortgage rates due to the risk involved.
Scores over 720 are regarded as excellent and you can expect to get good Round Rock loan rates.
This is just a guideline as some mortgage lenders place more importance on credit scores than others and while you might have difficulty getting credit with one lending institution that is not to say you will have difficulty with all of them.
Often you can discuss your situation with the Round Rock lender even when you have a low score and still get them to finance you at reasonable rates.
Sometimes they will look at your whole credit history and take that into account rather than just the current poor score.
Your credit score comes from the calculations that are determined by the credit bureaus and are based on mathematical data that is arrived at from your credit report information that is supplied to the bureaus from people who have lent you money and from people you owe payment of bills to.
Whichever Round Rock mortgage broker you decide to work with, you should be able to receive a copy of your credit report from them to review and check for any errors.
You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.
If you have had credit problems, be prepared to discuss them honestly with your Round Rock mortgage professional and come to your application meeting with any necessary written explanations.
Responsible Round Rock mortgage professionals know there can be legitimate reasons for credit problems, such as unemployment, illness or other financial difficulties.
They should be there to help you get your home loan.
For a free no-obligation consultation regarding your credit or any other mortgage or real estate questions, please don't hesitate to call me at (512) 549-4455.
We service clients statewide, including every city and town in Texas.
Round Rock Real Estate |Round Rock Home Loan | Round Rock Home Loans | Round Rock Mortgage
Eddie helped me and provided me with alot of important information about my loan. Very pleased to wirk with him.
I would definitely recommend Eddie to my friends.
What a great experience!! Less than 30 days contract to close date! Eddie was so helpful with great information and resources. Answered every question timely!! Working with Eddie and Dionana made this an absolutely seamless and easy process. Thank you both for your hard work and dedication!!
I did not use a realtor and Eddie was there every step of the way with helpful information and solutions to keep us on track for a timely and smooth closing.
Eddie and his team were absolutely great to work with. We were able to refinance our house quickly and get some of the equity out. Eddie's experience and knowledge made the process seem effortless! We can't say thank you enough!
I had the pleasure of working to do my refinancing with Eddie Fooshang, Eddie & Barbara they did a great job of keeping me updated throughout the process and was extremely helpful. Barbara she was always very responsive and answered my questions no matter what time of the day it was , HIGHLY RECOMMENDED Eddie Fooshang team
Eddie & his team has been working with us since the beginning of the year! They care about their clients and ensure they help them. They went above & beyond and truly appreciated their hard efforts. Eddie is known in his community as a very supportive & caring person! I highly recommend him and his service
Eddie, Brian, and Christina really made our home buying process the most easiest experience ever. We felt relaxed throughout the process because they explained every step in detail, so there were no surprises in the end! Definitely recommended!
I did a refi on my current mortgage loan and this is my 2nd loan process done with Eddie and his team. from the get go I was assigned to team members to work on my loan app which they both made this process so painless, free flowing, & effective; it is almost ridiculous how easy it was. I got my PMI lower and my new rate fixed, and we closed in less 30 days or so. Finally, the entire staff are very professional and available at any time (even on weekends but I did not have to go that far); and Eddie was always overseeing the entire process. no doubt, they are a complete professional team, top-to-bottom.
Eddie and his team are amazing! I've worked with them twice now and would highly recommend them! Eddie's team first guided me through the process of buying my first home about 4 years ago. I was so excited and had tons of questions - they always responded quickly and let me know where I was in the process. Recently, when thinking of refinancing my home, the first person I thought of was Eddie! Wow! The process felt so seamless and easy. Everyone on his team was able to answer even my most simplest questions, after all, I don't do this thing every day! No matter the time of day I'd call, I'd get a quick turn-around response. It all went so quickly and I'm so happy with my overall savings. I would wholeheartedly recommend Eddie and his Team. They're professional, well-versed, and so polite! Customer service with a smile just sealed the deal with me...both times!